- November 18, 2014
- Posted by: admin
- Categories: Budget, Financial Disaster, Financial Ideas
Quite similar to other people, I have always loved the idea of meeting people, sharing thoughts, family enjoyment and shopping during the holiday season. Busy in running here and there, I could not make up for the time which I often wanted to spend with my family. Definitely a matter of shame for me!
Bitter experiences in your life will always try to convince you about the significance of budget planning in this society of money-minded people. Of course, I have been the victim of such awkward affairs where time, energy and money; everything was going away from me, all the time during such busy holiday seasons. You should be also sincere in management and advance planning of those hectic days that hardly give you any chance of repentance!
Well, I want to shop, travel, eat tasty foods and invite plenty of guests in such seasons but it is the financial pinch afterwards which usually increases my blood pressure. Lessons of my personal experiences tell me that we should never spend thousands of dollars on entertainment, food, lighting, decorations and gift items to invite anxiety and stress in free rather you will have to show some shopping & planning skills to enjoy the same season in the best possible manner.
Like me, if you also find your budget increasing on daily basis because of adding inventories then you should definitely put a limit to it. It is the perfect time to give some restrictions to flying money with proper estimation and budget planning. Have you robbed any bank or are you prepared for the bankruptcy season rather than holiday?
Make list of items and inventories
You should start making the list of required items, gifts, grocery and decorations at least 2
months before the holiday season. This will give you ample time to look for essential things, offers available in the local stores and compare prices in different shops. I will tell you an amazing thing here – just collect newspaper coupons and get awesome savings at the end of season!
Use your creativity
Innovations are really priceless and holiday season provides you a great chance to use them. Don’t spend money on buying and wrapping gifts from the stores rather try to create some human-made items in home which will be seen with great respect and dignity by your loved ones. Just try it this season and feel the difference!
Check your list two or even three times to trim it
Even if you have prepared your list months ago, you should regularly check it twice or even
thrice so that you could find a single item which is not essential this time. This will definitely add some dollars to your bank, if not a million. I have practiced it and am well-aware of the savings benefits this way!
No doubt, you would like to give your family a surprise with amazing traveling destination
bookings and awesome entertainment channels but it should be ensured that they are not keeping your wallet at stake. I am really proud that I managed to arrange a movie show in home with guests that saved hundreds of dollars in a single day which would have been otherwise wasted in extravagant multiplexes!
Manage your stress and anxiety levels
As I have mentioned earlier how expenses and mismanaged budget kept me in stressful
situations, you should also understand the ill-effects of anxiety. Surely, you will have to keep the stress out of your life in holiday situations so that enjoying best days could not become a formality or responsibility for you and your family.
If you have ever enjoyed a holiday season with happiness, try to tell me some more tips. Of course, I would also like to hear from you in case you have got some other method of saving more bucks!